Financial Advice

What to expect from your financial advice session

Want to unlock that treasure chest of your future and take a peek at what’s inside? Then it’s time to speak up! Talking about money is a perfect place to start when it comes to getting financially lit.

If you’re thinking about buying a first home or planning for your retirement, you probably have a lot of questions. That’s why we’ve made it easy for you to access free one-on-one financial advice sessions. You can contact a Mercer financial adviser here to talk all things KiwiSaver. We also recommend you speak to one of the team before or straight after you switch your KiwiSaver investment to Mercer. Sometimes a simple conversation can make a world of difference for your financial future. After all, they say money talks – so we should, too!

Here’s what you can expect when you’re getting down to biz with one of our financial advisers.

What you can chat about in your financial advice session

If you have a burning question in the following areas, our friendly financial advisers can help with an informative chat. Keep in mind they won’t be able to tell you exactly what to do (that would be too easy, right?!) but they will be able to give you some info and insights to help you make the right choices for your life stage and circumstances.

In your session, you can talk about the below:

• Joining a KiwiSaver scheme – how do you choose?
• Investment funds – which one is the best for you?
• Investment timeframes – how do these work and what impact they have on your future outcomes?
• Investment objectives – whatever your goal is, a conversation is the best starting point for finding a path towards it.
• KiwiSaver contribution rates – which level can help you best reach your goals?
• First home purchases – a first home purchase is a massive life milestone. If you have a dream, chat with an adviser about how you can make it a reality.
• Retirement planning – while it’s never too late to start planning for retirement, it’s also certainly never too early! Jump into the conversation and put your mind at ease about your golden years. Whatever life stage you’re at, you can take steps to achieve an enjoyable retirement.
• Lump sum deposits – are they right for you?
• Withdrawals and drawdowns – what’s the scoop around when you can take money out?
• Product comparison of Mercer products – it can be confusing when there are lots of options on the table (see what we did there?!), but a financial adviser can help demystify what each one might mean for you.

The above article is general information and does not purport to give financial advice. The Mercer KiwiSaver scheme and Mercer FlexiSaver are issued by Mercer (N.Z.) Limited. Product Disclosure Statements are available free of charge at seatatthetable.co.nz.